Emirates NBD logo

Emirates NBD, the leading bank in the Gulf Cooperation Council (GCC) region and in the United Arab Emirates, entered the Egyptian market on June 2013 through the acquisition of the BNP Paribas subsidiary in Egypt. This acquisition brings together the bank's local expertise, customer base and knowledge of the Egyptian market with the regional strength and knowledge of Emirates NBD. The bank in Egypt demonstrated remarkable growth on all fronts since its establishment, and is currently operating with more than 1500 employees with extensive experience in both the local and global markets and over 65 branches and units with wide geographic coverage in Egypt including major districts and cities such as Greater Cairo, Giza, Alexandria, North Coast, Delta, Upper Egypt, Sinai and the Red Sea. Emirates NBD Egypt offers its clients a broad range of sophisticated products and services in three major segments - Corporate Banking, Retail Banking and Investment Solutions. A customer-centric mindset ensures that all products are innovative, effective and address the unique needs of every client.



3 Year Fixed

Interest Rate

9.5%

Interest Frequency

Monthly

Tenor

3 Years

Secured Facility

upto 90%

Interest Rate

Minimum Amount

1,000 EGP


3 Year Cumulative

Interest Rate

9.5%

Interest Frequency

At Maturity

Tenor

3 Years

Secured Facility

100%

Interest Rate

Minimum Amount

1,000 EGP


1 Year Certificate

Interest Rate

6.30%

Interest Frequency

Quarterly

Tenor

1 Year

Secured Facility

upto 95%

Minimum Amount

5,000 EGP


3 Years Floating

Interest Rate

10.5%

Interest Frequency

Monthly

Tenor

3 Years

Secured Facility

upto 95%

Minimum Amount

5,000 EGP


Standard Card

Annual Fees

150 EGP

Monthly Interest Rate

2.95%

Grace Period

Upto 57 Days

Issuer

Mastercard / Visa

Minimum Card Limit

2,000 EGP

Maximum Card Limit

14,900 EGP

Minimum Income

2,000

SMS Alert

Free

Points

1 point per 1 EGP spent

Airport Lounge Access

No

Supplementary Card Fees

First 2 Cards Free, 75 EGP for Each Extra Card

Cash Withdrawal

70% of Limit

Over Limit Fees

60 EGP Over 10% Limit

Late Payment Fees

60 EGP

FX Markup Fees

3%


Titanium Card

Annual Fees

250 EGP

Monthly Interest Rate

2.85%

Grace Period

Upto 57 Days

Issuer

MasterCard

Minimum Card Limit

15,000 EGP

Maximum Card Limit

50,000 EGP

Minimum Income

5,000

SMS Alert

Free

Points

1 point per 1 EGP spent

Airport Lounge Access

Yes

Supplementary Card Fees

First 2 Cards Free, 150 EGP for Each Extra Card

Cash Withdrawal

70% of Limit

Over Limit Fees

60 EGP Over 10% Limit

Late Payment Fees

60 EGP

FX Markup Fees

3%


Platinum Card

Annual Fees

450 EGP

Monthly Interest Rate

2.75%

Grace Period

Upto 57 Days

Issuer

MasterCard

Minimum Card Limit

50,000 EGP

Maximum Card Limit

700,000 EGP

Minimum Income

20,000

SMS Alert

Free

Points

2 points per 1 EGP spent

Airport Lounge Access

Yes

Supplementary Card Fees

First 2 Cards Free, 250 EGP for Each Extra Card

Cash Withdrawal

100% of Limit

Over Limit Fees

60 EGP Over 10% Limit

Late Payment Fees

60 EGP

FX Markup Fees

3%


Personal Loan

interest rate

21% - 23%

minimum salary

3000 EGP

loan amount

From 10,000 to 1,000,000

loan tenor

From 1 to 10 Years

administrative fees

2% Minimum 500 EGP

late payment fees

50 EGP + 4%

early settlement fees

5% of Remaining Balance

i score fees

Free

life insurance

Free


ENBD - Auto Loan

interest rate

22% - 24%

Minimum Salary

3500 EGP

loan amount

up to 1,000,000 EGP

loan tenor

upto 5 Years

administrative fees

2% Minimum 550 EGP

late payment fees

50 EGP + 4%

early settlement fees

5% of settled Balance

i score fees

Free

life insurance

Free

downpayment

From 20% to 50%

Features



Current Account

account type

Current Account

interest

No

minimum opening balance

5,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

40 EGP

debit card daily withdrawal limit

15,000 EGP

withdrawal from other atm fees

6 EGP


Current Account Plus

account type

Current Plus

interest

upto 3.50%

minimum opening balance

10,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

40 EGP

debit card daily withdrawal limit

15,000 EGP

withdrawal from other atm fees

6 EGP


ENBD - Saving Account

account type

Saving Account

interest

1% - 4.25%

minimum opening balance

1,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

40 EGP

debit card daily withdrawal limit

15,000 EGP

withdrawal from other atm fees

6 EGP


Saving Account Priority

account type

Saving account Priority

interest

5.25% - 8.50%

minimum opening balance

350,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

Free

debit card daily withdrawal limit

40,000 EGP

withdrawal from other atm fees

N/A


Saving Account - Personal

account type

Saving account

interest

4.50% - 7.75%

minimum opening balance

60,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

125 EGP

debit card daily withdrawal limit

25,000 EGP

withdrawal from other atm fees

6 EGP


ENBD - Youth Account

age

From 18 To 26

minimum opening balance

1,000 EGP

account annual fees

Free

interest rate

Up to 10.75%

debit card fees

Free

online purchasing by debit card

Yes

withdrawal from other banks atms fees

6 EGP

debit card daily withdrawal limit

25,000 EGP

discounts and promotions

N/A

internet banking

Yes
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