HSBC logo

HSBC is one of the world’s largest banking and financial services organisations. We serve around 38 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. Our network covers 67 countries and territories in Europe, Asia, the Middle East and Africa, North America and Latin America. With around 3,900 offices worldwide, we aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfil their hopes and realise their ambitions. Listed on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by 200,000 shareholders in 131 countries and territories.



3 Years Fixed

Interest Rate

10.25%

Interest Frequency

Monthly

Tenor

3 Years

Secured Facility

up to 90%

Interest Rate

Minimum Amount

10,000 EGP


Gold Card

Annual Fees

Free for life, when annual spend is 5,000 EGP

Monthly Interest Rate

2.95%

Grace Period

Upto 56 Days

Issuer

Visa

Minimum Card Limit

3,000 EGP

Maximum Card Limit

80,000 EGP

Minimum Income

3,000

SMS Alert

Free

Points

No

Airport Lounge Access

N/A

Supplementary Card Fees

Upto 4 Free Cards

Cash Withdrawal

Upto 50% of card Limit

Over Limit Fees

30 EGP

Late Payment Fees

75 EGP

FX Markup Fees

3%


Platinum Card

Annual Fees

Free for life, when annual spend is 20,000 EGP

Monthly Interest Rate

2.95%

Grace Period

Upto 56 Days

Issuer

Visa

Minimum Card Limit

10,000 EGP

Maximum Card Limit

110,000 EGP

Minimum Income

10,000

SMS Alert

Free

Points

1 point per 5 EGP spent

Airport Lounge Access

Yes

Supplementary Card Fees

Upto 4 Free Cards

Cash Withdrawal

Upto 50% of card Limit

Over Limit Fees

30 EGP

Late Payment Fees

75 EGP

FX Markup Fees

3%


Advance Card

Annual Fees

Free , Subject to spend 20,000 EGP

Monthly Interest Rate

2.95%

Grace Period

Upto 56 Days

Issuer

MasterCard

Minimum Card Limit

10,000 EGP

Maximum Card Limit

100,000 EGP

Minimum Income

10,000

SMS Alert

Free

Points

1 point per 5 EGP spent

Airport Lounge Access

Yes

Supplementary Card Fees

Upto 4 Free Cards

Cash Withdrawal

Upto 50% of card Limit

Over Limit Fees

30 EGP

Late Payment Fees

75 EGP

FX Markup Fees

3%


Premier Card

Annual Fees

Free. Subject to spend 20,000 EGP or more.

Monthly Interest Rate

2.59%

Grace Period

Upto 56 Days

Issuer

MasterCard

Minimum Card Limit

30,000 EGP

Maximum Card Limit

150,000 EGP

Minimum Income

40,000

SMS Alert

Free

Points

1 point per 2.5 EGP spent

Airport Lounge Access

Yes

Supplementary Card Fees

Upto 4 Free Cards

Cash Withdrawal

Upto 50% of card Limit

Over Limit Fees

Free

Late Payment Fees

75 EGP

FX Markup Fees

3%


Car Finance

interest rate

18.5% - 20%

Minimum Salary

3000

loan amount

upto 1,000,000 EGP

loan tenor

upto 7 years

administrative fees

From 1.5% to 2%

late payment fees

75 EGP

early settlement fees

5% of settled amount

i score fees

Free

life insurance

No

downpayment

No down payment required

Features

New or Used Cars


Fixed Rate Personal Finance

interest rate

Upto 24%

minimum salary

3000

loan amount

upto 1,000,000 EGP

loan tenor

upto 7 years

administrative fees

from 1.5% to 2%

late payment fees

75 EGP

early settlement fees

5% of Settled amount

i score fees

Free

life insurance

N/A


Premier Account

account type

Saving / Current

interest

Up to 9%

minimum opening balance

750,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

Free

debit card daily withdrawal limit

40,000 EGP

withdrawal from other atm fees

10 EGP per transaction


Advance Account

account type

Saving / Current

interest

Up to 9%

minimum opening balance

250,000

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

Free

debit card daily withdrawal limit

20,000 EGP

withdrawal from other atm fees

10 EGP per transaction


Savings Account

account type

Saving Account

interest

from 1.25% to 9%

minimum opening balance

10,000

annual fees

120 EGP

internet banking

Yes

mobile banking

Yes

debit card annual fees

40 EGP

debit card daily withdrawal limit

15,000 EGP

withdrawal from other atm fees

10 EGP per transaction


Current Account

account type

Current Account

interest

No

minimum opening balance

10,000

annual fees

120 EGP

internet banking

Yes

mobile banking

Yes

debit card annual fees

40 EGP

debit card daily withdrawal limit

15,000 EGP

withdrawal from other atm fees

10 EGP per transaction


Youth savings Account

account type

Saving Account

interest

10.75%

minimum opening balance

0

annual fees

Free

internet banking

Yes

mobile banking

Yes

debit card annual fees

debit card daily withdrawal limit

withdrawal from other atm fees

10 EGP per transaction


Youth Account

age

From 18 To 22

minimum opening balance

No Minimum

account annual fees

Free

interest rate

9.5% Upto 10,000 EGP

debit card fees

Free

online purchasing by debit card

Yes

withdrawal from other banks atms fees

10 EGP

debit card daily withdrawal limit

15,000 EGP

offers

No

internet banking

Yes
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