Arab African International Bank (AAIB) logo

Arab African International Bank was established by Special Law as a Joint Venture between the Central Bank of Egypt (CBE) and Kuwait Investment Authority (KIA), and was incorporated in 1964 as Egypt's first Arab multinational Bank. With each party holding a 49.37% stake, the Central Bank of Egypt and the Kuwait Investment Authority are the core of AAIB's shareholder base. With a history of solid banking tradition since its establishment, Arab African International Bank is Egypt's fastest growing bank in terms of size and profitability, with a compounded average growth rate for deposit and loan portfolios that has consistently outperformed market norms. These growth rates substantiated AAIB's vision to become the leading Financial Group in Egypt, providing innovative services with a strong regional presence and establishing itself as the gateway for international business into the region. The Bank saw a decade of unlimited growth allowing it to gain significant traction towards assuming a leading position among other Egyptian banks. AAIB is Egypt's only Private Bank with a full-fledged presence in the Gulf region that maintains its core competency as a Corporate Bank. It is also continually taking massive strides in retail activities through expanding its product range and on the ground presence in commercially strategic locations.



Classic Card

annual fees

200 EGP First Year , 125 EGP Renewal

monthly interest rate

2.3 %

grace period

Upto 55 Days

issuer

Visa & Mastercard

minimum card limit

2,500 EGP

maximum card limit

19,000 EGP

minimum income

2,500

sms alert

3 EGP / month

points

0.75 Points For Each 1 EGP Spent

airport lounge access

No

supplementary card fees

First Card Free, 100 EGP For Each Extra

cash withdrawal

Upto 90% Of Limit

over limit fees

1.85% With Min. 20 EGP

late payment fees

1.85% With Min. 100 EGP

fx markup fees

3%


Titanium Card

annual fees

350 EGP Issuance , 250 EGP Renewal

monthly interest rate

2.2%

grace period

Upto 55 Days

issuer

Mastercard

minimum card limit

15,000 EGP

maximum card limit

500,000 EGP

minimum income

5,000

sms alert

3 EGP / month

points

N/A

airport lounge access

Yes

supplementary card fees

First Card Free, 200 EGP For Each Extra

cash withdrawal

Upto 90% Of Limit

over limit fees

1.85% With Min. 20 EGP

late payment fees

1.85% With Min. 100 EGP

fx markup fees

3%


Gold Card

annual fees

350 EGP First Year , 225 EGP Renewal

monthly interest rate

2.2%

grace period

Upto 55 Days

issuer

Visa

minimum card limit

20,000 EGP

maximum card limit

500,000 EGP

minimum income

10,000

sms alert

3 EGP / month

points

1 Point For Each 1 EGP Spent

airport lounge access

No

supplementary card fees

First Card Free, 200 EGP For Each Extra

cash withdrawal

Upto 90% Of Limit

over limit fees

1.85% With Min. 20 EGP

late payment fees

1.85% With Min. 100 EGP

fx markup fees

3%


Platinum Card

annual fees

500 EGP

monthly interest rate

2.1%

grace period

Upto 55 Days

issuer

Visa

minimum card limit

28,000 EGP

maximum card limit

500,000 EGP

minimum income

20,000

sms alert

3 EGP / month

points

1.5 Point For Each 1 EGP Spent

airport lounge access

Yes

supplementary card fees

First Card Free, 250 EGP For Each Extra

cash withdrawal

Upto 90% Of Limit

over limit fees

1.85% With Min. 20 EGP

late payment fees

1.85% With Min. 100 EGP

fx markup fees

3%
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