AL Ahly Bank Of Kuwait - ABK logo

The bank was originally founded in Egypt in 1978 under the name of Alexandria Kuwait International Bank (AKIB). AKIB was one of the first private banks in Egypt and was later re-branded to Egyptian Commercial Bank. In 2005, Piraeus Bank Group acquired Egyptian Commercial Bank and changed the name into Piraeus Bank Egypt. In November 2015, Al Ahli Bank of Kuwait (ABK) acquired Piraeus Bank Egypt as part of its plans to expand its regional presence, reinforce the Bank competitive position and provide additional value to clients and stakeholders. Al Ahli Bank of Kuwait (ABK) was established in Kuwait in 1967 on a foundation of extraordinary capabilities and expertise joined to provide superior financial solutions to its clients. Today, ABK offers a full range of products and services and a wide geographical presence in Kuwait, UAE, and Egypt demonstrating its commitment to best serve customer financial needs whilst offering a distinguished banking experience. ABK-Egypt head office is located in Smart Village, Giza and has presence in most of Egyptian Governorates through its network of 39 branches, 85 ATMs and around 1.000 employees. ABK - Egypt branches are geographically distributed to best serve our Retail, Corporate, and Small and Medium Enterprise (SME) customers through a portfolio of financial products, easy and friendly banking services as well as a wide range of diversified commercial and investments products that are designed to further enhance customers banking experience and satisfy all their financial needs. As we strive to consistently provide experiences that simplify and enrich people lives, ABK Egypt will continue to grant our clients our utmost attention with our core values of Transparency, Integrity, Simplicity and Excellence at the heart of all we do.



Classic Card

annual fees

150 EGP

monthly interest rate

2.55% Purchases, 2.8% Cash Withdraw

grace period

Upto 52 Days

issuer

Mastercard

minimum card limit

3,000 EGP

maximum card limit

4,999 EGP

minimum income

3,000

sms alert

Yes, 0.2% of Debit Balance

points

No

airport lounge access

No

supplementary card fees

50 EGP

cash withdrawal

Upto 100% of Card Limit

over limit fees

75 EGP

late payment fees

100 EGP

fx markup fees

3%


Gold Card

annual fees

250 EGP

monthly interest rate

2.55% Purchases, 2.8% Cash Withdraw

grace period

Upto 52 Days

issuer

Mastercard

minimum card limit

5,000 EGP

maximum card limit

9,999 EGP

minimum income

3,000

sms alert

Yes, 0.2% of Debit Balance

points

No

airport lounge access

No

supplementary card fees

100 EGP

cash withdrawal

Upto 100% of Card Limit

over limit fees

75 EGP

late payment fees

100 EGP

fx markup fees

3%


Titanium Card

annual fees

350 EGP

monthly interest rate

2.55% Purchases, 2.8% Cash Withdraw

grace period

Upto 52 Days

issuer

Mastercard

minimum card limit

10,000 EGP

maximum card limit

49,999 EGP

minimum income

10,000

sms alert

Yes, 0.2% of Debit Balance

points

No

airport lounge access

Yes

supplementary card fees

200 EGP

cash withdrawal

Upto 100% of Card Limit

over limit fees

75 EGP

late payment fees

100 EGP

fx markup fees

3%


Platinum Card

annual fees

600 EGP

monthly interest rate

2.55% Purchases, 2.8% Cash Withdraw

grace period

Upto 52 Days

issuer

Mastercard

minimum card limit

50,000 EGP

maximum card limit

200,000 EGP

minimum income

20,000

sms alert

Yes, 0.2% of Debit Balance

points

No

airport lounge access

Yes

supplementary card fees

250 EGP

cash withdrawal

Upto 100% of Card Limit

over limit fees

75 EGP

late payment fees

100 EGP

fx markup fees

3%


World Elite Card

annual fees

3000 EGP

monthly interest rate

2.55% purchases , 2.8% cash withdrawal

grace period

upto 52 days

issuer

Mastercard

minimum card limit

150,000 EGP

maximum card limit

1,000,000 EGP

minimum income

30,000

sms alert

Yes, 0.2% of debit balance

points

Not Available

airport lounge access

Yes

supplementary card fees

1000 EGP

cash withdrawal

upto 100% of card limit

over limit fees

100 EGP

late payment fees

100 EGP

fx markup fees

0.03


Fixed 3 Years

interest rate

11.25%,11.5%,11.6%,11.75%,12%, 13%

interest frequency

Daily, Monthly, Quarterly, Semiannually, Annually , At Maturity

tenor

3 Years

secured facility

Upto 90%

Minimum Amount

1,000 EGP


El Sadaqa 5 Years Certificate

interest rate

12.75%

interest frequency

Quarterly

tenor

5 Years

secured facility

Upto 80%

Minimum Amount

1,000 EGP


Long Term 7 Years

interest rate

8.5%

interest frequency

At Maturity

tenor

7 Years

secured facility

Upto 80%

Minimum Amount

1,000 EGP


Long Term 10 Years

interest rate

8.5%

interest frequency

At Maturity

tenor

10 Years

secured facility

Upto 80%

Minimum Amount

5,000 EGP


ABK - 3 Years Floating

interest rate

12% , 12.05% , 12.25% , 12.5% , 13%

interest frequency

Daily, Monthly , Quarterly , Semi Annual , Annual

tenor

3 Years

secured facility

upto 90%

Minimum Amount

1000 EGP


Personal Loan

interest rate

19% - 25%

minimum salary

3,000 EGP (Employees) , 6000 EGP (Business Owners)

loan amount

15,000 - 650,000 EGP

loan tenor

1 - 10 Years

administrative fees

2.5%

late payment fees

3%

early settlement fees

7%

i score fees

N/A

life insurance

1% (optional)


Auto Loan

interest rate

CD Rate +3%

Minimum Salary

2,000 EGP

loan amount

15,000 - 5,000,000 EGP

loan tenor

1 - 10 Years

administrative fees

1.5%

late payment fees

3%

early settlement fees

7%

i score fees

N/A

life insurance

1% (optional)

downpayment

20%

Features

N/A


Current Account

account type

Current Account

interest

No

minimum opening balance

5,000

annual fees

240 EGP

internet banking

Yes

mobile banking

Yes

debit card annual fees

50 EGP

debit card daily withdrawal limit

10,000 EGP

withdrawal from other atm fees

6 EGP


Interest Bearing

account type

Current Account

interest

11.75%

minimum opening balance

3,000

annual fees

240 EGP

internet banking

Yes

mobile banking

Yes

debit card annual fees

50 EGP

debit card daily withdrawal limit

10,000 EGP

withdrawal from other atm fees

N/A


Saving Account

account type

Saving Account

interest

Upto 7%

minimum opening balance

2,000

annual fees

240 EGP

internet banking

Yes

mobile banking

Yes

debit card annual fees

50 EGP

debit card daily withdrawal limit

10,000 EGP

withdrawal from other atm fees

6 EGP


ABK - Floating Account

account type

Saving Account

interest

6.5%

minimum opening balance

10,000

annual fees

240 EGP

internet banking

Yes

mobile banking

Yes

debit card annual fees

50 EGP

debit card daily withdrawal limit

10,000 EGP

withdrawal from other atm fees

6 EGP


ABK Saving plus

Account Type

Savings

Interest

11%

Minimum Opening Balance

10,000

Annual Fees

240 EGP

Internet Banking

Available

Mobile Banking

Available

Debit Card Annual Fees

50 EGP

Debit Card Daily Withdrawal Limit

10,000 EGP

Withdrawal from other ATM fees

6 EGP


ABK Mobile Wallet

available services

Cash deposit, Cash Withdrawal, Money Transfer, Bill Payment, Online Purchasing

subscription fees

free

cash in through agent fees

N\A

cash in through atm fees

free

cash out through agent fees

N\A

cash out through atm fees

free

transfer fees person to person

2%

bill payment fees

According to fawry fees

maximum wallet balance

20,000 EGP

daily transaction limit

20,000 EGP

monthly transaction limit

100,000 EGP

load wallet

Cash,Debit card,Credit card

special offers

N\A

name

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