Banque Du Caire logo

Founded in 1952, Banque du Caire since its inception 62 years ago has been an avid contributor to the Egyptian economy, as one of Egypt’s top banks BDC has played an instrumental role in effectively and efficiently supporting the national economy across all sectors. Banque du Caire has positioned itself at the forefront of Egyptian banks by consistently offering its clients a full range of value-added products and services and ensuring an outstanding level of customer service. Throughout the bank existence, BDC has managed to maintain its high ranking market positioning by combining its deep-rooted history of banking expertise with modern practices and technology. Based on its role as a great economic edifice serving the Egyptian public, the bank has been keen on offering a diverse range of stand-alone and packages of products and services that satisfy all segments of customers’ evolving needs, while contributing to the revitalization of the economic cycle and development. Within the retail sector, Banque du Caire offers various innovative and competitive products and services. While on the Corporate front, the bank plays an effective role in financing the vital sectors of the national economy through participating in the syndicated loans serving different sectors, besides its vital role in financing the SMEs and Microfinance projects which are considered one of the main factors that caused economic leaps in various countries, and in which BdC has a wide experience that lead the bank to be one of the main leaders in the market in funding such projects. The bank is adamant to continue applying the best standards in its management, corporate governance, products and services, in addition, to its continuous focus on the development of its human resources skills and competencies by providing exclusively tailored effective training programs to its staff’s at all levels of the bank. Banque du Caire ensures easy access to the bank’s products and services via its extensive network. Todate there is a total of 235 branches and banking units backed up with 497 ATMs spread nationwide in addition to its presence in Uganda.



Classic Card

annual fees

150 EGP , Renewal 75 EGP

monthly interest rate

2.5%

grace period

55 Days

issuer

Visa

minimum card limit

3,000 EGP

maximum card limit

30,000 EGP

minimum income

1,500

sms alert

Yes

points

No

airport lounge access

No

supplementary card fees

First time 25 EGP , renewal 50 EGP

cash withdrawal

Upto 100%

over limit fees

1% minimum 20 EGP

late payment fees

7% minimum 50 EGP

fx markup fees

2.5% + 15 EGP


Gold Card

annual fees

200 EGP, Renewal 100 EGP

monthly interest rate

2.3%

grace period

55 Days

issuer

Visa

minimum card limit

8,000 EGP

maximum card limit

50,000 EGP

minimum income

10,000

sms alert

Yes

points

No

airport lounge access

No

supplementary card fees

First time 25 EGP , renewal 100 EGP

cash withdrawal

Upto 100%

over limit fees

1% minimum 20 EGP

late payment fees

7% minimum 50 EGP

fx markup fees

3%


Titanium Card

annual fees

250 EGP, Renewal 200 EGP

monthly interest rate

2.2%

grace period

55 Days

issuer

MasterCard

minimum card limit

10,000 EGP

maximum card limit

150,000 EGP

minimum income

5,000

sms alert

Yes

points

No

airport lounge access

Yes

supplementary card fees

First time 25 EGP , Renewal 125 EGP

cash withdrawal

Upto 100% , Maximum 7000 EGP Per Week

over limit fees

1% minimum 20 EGP

late payment fees

7% minimum 50 EGP

fx markup fees

3%


Fixed 3 Years

interest rate

10.5%,10.6%,10.75%

interest frequency

Monthly, Quarterly , Semiannually

tenor

3 Years

secured facility

Upto 90%

Minimum Amount

1,000 EGP


Fixed 5 Years

interest rate

9.5% , 9.75%

interest frequency

Monthly, Quarterly

tenor

5 Years

secured facility

Upto 90%

Minimum Amount

1,000 EGP


Fixed 7 Years

interest rate

7.5%

interest frequency

Quarterly

tenor

7 Years

secured facility

Upto 90%

Minimum Amount

1,000 EGP


Current Account

account type

Current Account

interest

No

minimum opening balance

1,000

annual fees

200 EGP

internet banking

No

mobile banking

No

debit card annual fees

30 EGP

debit card daily withdrawal limit

10,000 EGP

withdrawal from other atm fees

6 EGP


Saving Account

account type

Saving Account

interest

Upto 10.75% , Starting From 5000 EGP

minimum opening balance

1,000

annual fees

200 EGP

internet banking

No

mobile banking

No

debit card annual fees

30 EGP

debit card daily withdrawal limit

10,000 EGP

withdrawal from other atm fees

6 EGP


Personal Loan

interest rate

19.5% - 20%

minimum salary

1000 EGP

loan amount

Upto 1,500,000 EGP

loan tenor

7 Years

administrative fees

2.5%

late payment fees

4% Minimum 50 EGP

early settlement fees

6%

i score fees

N/A

life insurance

N/A


Peronal Loan for Governmental Employees

interest rate

16.5% - 19%

minimum salary

300 EGP

loan amount

Upto 1,00,000 EGP

loan tenor

12 Years

administrative fees

2.5%

late payment fees

2%

early settlement fees

8%

i score fees

N/A

life insurance

N/A


Personal Loan For Self Employed

interest rate

23.5%

minimum salary

12,000 EGP

loan amount

Upto 1,500,000 EGP

loan tenor

5 Years

administrative fees

2.5%

late payment fees

4% Minimum 50 EGP

early settlement fees

6-8%

i score fees

N/A

life insurance

N/A


Car Loan

interest rate

18.5% Upto 30%

minimum salary

1500 EGP

loan amount

500,000 EGP

loan tenor

7 Years

administrative fees

1.5 %

late payment fees

4 % Minimum 50 EGP

early settlement fees

6 -10 %

i score fees

N/A

life insurance

Yes

downpayment

40% of Car Price

Features



Qahera Cash

available services

Cash deposit, Cash Withdrawal, Money Transfer, Bill Payment, Online Purchasing

subscription fees

free

cash in through agent fees

N\A

cash in through atm fees

free

cash out through agent fees

N\A

cash out through atm fees

1% with min 2 EGP

transfer fees person to person

1% with min 2 EGP

bill payment fees

4 EGP

maximum wallet balance

10,000 EGP

daily transaction limit

6,000 EGP

monthly transaction limit

50,000 EGP

load wallet

Cash,Debit card,Credit card

special offers

50% on billpayment till march 2019

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