Banque Misr logo

Banque Misr was established in 1920 by the pioneer economist and financial expert Mohamed Talaat Harb Pasha, who spearheaded the concept of investing in national savings and directing them towards economic and social development. Thus, Banque Misr was established as the first wholly Egyptian - owned bank. Banque Misr has also established major investment funds in Egypt, as part of a diversified portfolio, and was granted an award by the Global Finance Treasury and Cash Management Awards as the ‘Best Provider of Money Market Funds in Africa and the Middle East’ for the years 2009 and 2010 and the ‘Best Provider of Money Market Funds in the Middle East’ for the years 2008, 2012, 2013, 2014 and 2015. The bank was also awarded as the ‘Best Provider of Money Market Funds and Short-Term Investments in the Middle East’ in 2015, 2016, 2017 and 2018. BM was also recognized as best Mandated Lead Arranger in the Egyptian banking market and was ranked second best Bookrunner and Mandated Lead Arranger across Africa in Bloomberg’s Global Syndicated Loans League Tables for the third quarter of 2017. Moreover, on the scale of the Middle East and North Africa region, Banque Misr maintained its top ranking among Egyptian banks, ranking at fifth place among Bookrunners and the sixth place among Mandated Lead Arrangers in the MENA region for the third quarter of 2017. A true pioneer in the region, Banque Misr became the first bank in Egypt and North Africa to become compliant with PCI data security standards, upon obtaining the latest version of the global Payment Card Industry Data Security Standard (PCI DSS 3.2) certification. Utilizing the latest technology in the banking sector, Banque Misr is constantly looking to expand customer access to banking services. Today, Banque Misr is proud to offer one of Egypt’s largest ATM networks, located across all areas of Egypt. Banque Misr’s role is visible in all economic fields due to its geographic outreach. The bank has about 14,500 employees, serving a large base of more than eight million clients in Egypt, with a total paid-up capital amounting to EGP 15 billion. The bank has about 600 electronically integrated local branches, as well as five branches in the United Arab Emirates and one in France, In addition, the bank boasts a regional and global presence, with subsidiaries in Lebanon and Germany, as well as representative officies in China and Russia and a global network of correspondents.



Classic Card

annual fees

150 EGP First year Then 75 EGP

monthly interest rate

2.2%

grace period

Upto 57 days

issuer

Visa / Mastercard

minimum card limit

1,000 EGP

maximum card limit

2,999 EGP

minimum income

1,000

sms alert

Free

points

No

airport lounge access

No

supplementary card fees

75 EGP

cash withdrawal

Upto 100% Of limit

over limit fees

30 EGP

late payment fees

50 EGP

fx markup fees

3%


Gold Card

annual fees

200 EGP First year Then 100 EGP

monthly interest rate

2%

grace period

Upto 57 days

issuer

Visa /Mastercard

minimum card limit

3,000 EGP

maximum card limit

9,999 EGP

minimum income

3,000

sms alert

Free

points

1 Point For Each 1 EGP Spent

airport lounge access

No

supplementary card fees

First 2 Cards For Free, 100 For Each Extra

cash withdrawal

Upto 100% Of limit

over limit fees

30 EGP

late payment fees

50 EGP

fx markup fees

3%


Titanium Card

annual fees

250 EGP First year Then 150 EGP

monthly interest rate

2%

grace period

Upto 57 days

issuer

Mastercard

minimum card limit

10,000 EGP

maximum card limit

24,999 EGP

minimum income

5,000

sms alert

Free

points

1.5 Point For Each 1 EGP Spent

airport lounge access

Yes

supplementary card fees

First 4 Cards For Free, 150 For Each Extra

cash withdrawal

Upto 100% Of limit

over limit fees

30 EGP

late payment fees

50 EGP

fx markup fees

3%


Platinum Card

annual fees

400 EGP First year Then 300 EGP

monthly interest rate

2%

grace period

Upto 57 days

issuer

Visa /Mastercard

minimum card limit

25,000 EGP

maximum card limit

99,999 EGP

minimum income

10,000

sms alert

Free

points

2.5 Point For Each 1 EGP Spent

airport lounge access

Yes

supplementary card fees

First 4 Cards For Free, 300 For Each Extra

cash withdrawal

Upto 100% Of limit

over limit fees

30 EGP

late payment fees

50 EGP

fx markup fees

3%


World Card

annual fees

1000 EGP

monthly interest rate

2%

grace period

Upto 57 days

issuer

Mastercard

minimum card limit

100,000 EGP

maximum card limit

299,999 EGP

minimum income

25,000

sms alert

Free

points

3 Point For Each 1 EGP Spent

airport lounge access

Yes

supplementary card fees

For Free

cash withdrawal

Upto 100% Of limit

over limit fees

30 EGP

late payment fees

50 EGP

fx markup fees

3%


World Elite Card

annual fees

1500 EGP

monthly interest rate

2%

grace period

Upto 57 days

issuer

Mastercard

minimum card limit

300,000 EGP

maximum card limit

800,000 EGP

minimum income

50,000

sms alert

Free

points

3.5 Point per 1 EGP Spent

airport lounge access

Yes

supplementary card fees

Free

cash withdrawal

Upto 100% Of limit

over limit fees

30 EGP

late payment fees

50 EGP

fx markup fees

3%
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