52 Week High
This is the highest price the stock has traded at during the last 52 weeks.(one year)
52 Week Low
This is the lowest price the stock has traded at during the last 52 weeks. (one year)
The price at which a seller is currently willing to sell the stock at.
The price a buyer is currently willing to pay for a stock.
a debt investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate. Bonds are used by companies, municipalities, states and sovereign governments to raise money and finance a variety of projects and activities. Owners of bonds are debt holders, or creditors, of the issuer.
A broker is an individual or firm that charges a fee or commission for executing buy and sell orders submitted by an investor.
The closing price of a security traded on EGX is the weighted average price which is equal to the total value traded of the security divided by the total volume traded of the same security
Holders of common stock exercise control by electing a board of directors and voting on corporate policy. Common stockholders are on the bottom of the priority ladder for ownership structure; in the event of liquidation, common shareholders have rights to a company's assets only after bondholders, preferred shareholders and other debt holders are paid in full.
A strategy of spreading investments among different securities or sectors to reduce the risk of owning one single investment
a distribution of a portion of a company's earnings, decided by the board of directors, paid to a class of its shareholders. Dividends can be issued as cash payments, as shares of stock, or other property.
Displays the company's earnings (profit) per share. It is calculated by dividing the company's most recent annual income by the number of shares outstanding
a method of evaluating a security in an attempt to measure its intrinsic value, by examining related economic, financial and other qualitative and quantitative factors. Fundamental analysts study anything that can affect the security's value, including macroeconomic factors such as the overall economy and industry conditions, and microeconomic factors such as financial conditions and company management.
The ability to trade Egyptian stocks in foreign markets (Ex: London stock exchange)
is a statistical measure of the changes in a portfolio of stocks representing a portion of the overall market.
Initial public offering (IPO)
A company's first issue of shares to the general public.
The most recent price that the stock has traded at. The last price, however, is not the price you will be paying for the stock.
Borrowing money to invest by more than the capital and paying interest on that borrowed money
Market Cap (aka Market Capitalization)
Is the total market value of all of a company's outstanding shares. Market cap is calculated by multiplying a company's shares outstanding by the current market price of one share. This figure determines the company's relative size
The market price is the current price at which an asset or service can be bought or sold, market price converges at a point where the forces of supply and demand meet. Shocks to either the supply side and/or demand side can cause the market price for a good or service to be re-evaluated.
The company's stock issued and traded in the stock market.
is a collection of assets owned by an individual or by an institution.
a class of ownership in a corporation that has a higher claim on its assets and earnings than common stock. Preferred shares generally have a dividend that must be paid out before dividends to common shareholders, and the shares usually do not carry voting rights.
Price-Earnings Ratio (P/E)
Is the ratio for valuing a company and measures its current share price relative to its per-share earnings
A primary market issues new securities on an exchange for companies, governments and other groups to obtain financing through debt-based or equity-based securities. Primary markets are facilitated by underwriting groups consisting of investment banks that set a beginning price range for a given security and oversee its sale to investors. Once the initial sale is complete, further trading is conducted on the secondary market, where the bulk of exchange trading occurs each day.
It is where the price tends to find resistance as it rises. This means that the price is more likely to "bounce" off this level rather than break through it. However, once the price has breached this level, it is likely to continue rising until meeting another resistance level.
The secondary market is where investors buy and sell securities they already own. It is what most people typically think of as the "stock market," though stocks are also sold on the primary market when they are first issued.
A sector is an area of the economy in which businesses share the same or a related product or service.
A stock is a share in the ownership of a company. Stock represents a claim on the company's assets and earnings. As you acquire more stock, your ownership stake in the company becomes greater.
A support level is a level where the price tends to find support as it falls. This means that the price is more likely to "bounce" off this level rather than break through it. However, once the price has breached this level, it is likely to continue falling until meeting another support
a method of evaluating securities that involves a statistical analysis of market activity, such as price and volume. Technical analysts do not attempt to measure a security’s intrinsic value, but rather, use charts and other tools to identify patterns that can be used as a basis for investment decisions.
The buying and selling of financial instruments
This indicates the number of shares that have traded hands today. Some stocks may trade millions of shares each day, and others only trade a few hundred or even zero (the higher the volume, the more liquid the stock is).
This is the measure of the return on an investment and is shown as a percentage.
Charged by the bank to cover expenses related to administrative costs.
Automated Teller Machine
Is the card that works in the ATM.
Is the remaining limit in you card available to use. E.g. If credit card limit is 10,000 EGP and you already used 4,000EGP then 6,000 EGP is the available limit to use.
A soft or hard copy that includes a record of the transactions of a bank account ;amounts that have been paid into it and withdrawn from it, issued periodically to the holder of the account
Cash withdrawal from Credit Card
It is when you withdraw cash from your credit card. It calculates interest from day 1 and sometimes a commission too. Cash advance limits vary from an issuer to another depending on the bank policy.
Certificate of Deposit
It is a deposit where you put your money at the bank for a certain period normally 3,5,7 and 10 years in return for a fixed /variable interest rate annually. The rate will differ depending on the interest frequency. There is a lock up period where you cannot withdraw your money and normally it is from 6 to 12 months. When redeeming your CD after this lock up period you will be paying a fee based on the redemption schedule of each bank.
It is an order to pay someone a certain amount of money where it must have the following: - Amount in numbers. - Amount in words. - Date. - Name. - Signature.
It is a number of papers that can replace cash in sometimes as the issuer is held liable to the benificiary with the cheque amount.
The addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest
A card having a predetermined limit you can use for purchases mainly and cash in emergency cases. This money is the "Banks Money" where you have to pay it back within a certain grace period or else you will be charged with an interest fee.
Non interest bearing account, can be opened only for 21+ years old, can have a cheque book.
It is like the ATM card but also can work on a P.O.S. for purchases debiting your account.
Early Settlement fee
A fee reflects the cost that the borrower will bear when paying some or all of the debt before he\she required to.
Fx markup fees
The fees charged by a bank for selling foreign currency in case of international/cross border transaction/trade
is the time during which you are allowed to pay your bill without being charged interest rate on the outstanding balance.
Time interval given to pay money due on credit cards without paying any additional fees.
Times of interest credited into an account. (Monthly\Quarterly\semiannually\ Annual)
It is the rate communicated by the bank regarding any of its investments. i.e. savings account, CDs, TDs, …. Etc. any communicated rate is an annual interest rate.
Communicated interest rates for credit cards is the only monthly rate and not annually
contains information about customer credit history such as loan payment history and the status of credit liabilities
Late Payment Fees
It is a fee charged by the bank for late payment of your outstanding balance on your card or loan
Late payment fees
Charged when making a required payment of a credit card\ loan after the due date.
This is the minimum balance required to maintain a relationship with the bank. Usually banks charge you a fee if the required balance is not maintained in a given month.
Monthly Interest rate of credit card
A percentage paid as a fee if you don’t make full payment of your credit card debt on due date. ( It is Monthly not annually)
A legal agreement by which a bank lends money at interest in exchange for taking title of the debtor's property till the loan is setteled.
Over limit fees
Is penalty charged if the credit card user exceeds the credit card limit.
Is the abreviation for Point Of Sale. It is the machine you find in any store or shop that you use your card to pay through it.
The actual amount borrowed and decreases by making loan payments.
Can be opened from the age of 16, it is an interest bearing account, cannot have a cheque book.
Taking a loan or credit card guranteed by a deposit ( Certificate of deposit, Time deposit, or a deposit in saving account)
The amount of money that you pay to belong to an organization, example: open a bank account or get a credit card for the first time
An additional card offered as a privilege to the holder of the primary card holder, with an additional fees
Refers to the time-to-maturity of a bond, a certificate of deposit, or loan duration amount.
Refered to as TD. It is a deposit at the bank for shorter time periods and less interest rate than the CD. Where customer has the option to withdraw his money anytime without a redemption schedule but will be losing the interest.
an individual who may become eligible to receive payment due to will, life insurance policy, retirement plan, annuity, trust, or other contract.
Financial protection against loss as a result of a car accident or theft.
Request to an insurance company for compensation for a loss that the policy covers
The amount of money that you must pay when having a claim.
Provides liability coverage against accidents and losses in home or on the property
a written contract for insurance between an insurance company and policyholder stating details of coverage.
party(ies) covered by an insurance policy.
an insurer or reinsurer authorized to write property and/or casualty insurance under the laws of any state.
Motor Comprehensive / Complementary insurance policy
Covers the physical damages that may be incurred by the insured car as a result of an accident, the physical damages and civil liability that are caused to the property of others and the insured liability in compensation for the accident
Motor Compulsory insurance policy
Covers the civil liability of the insured vehicle against physical damage that may be caused to third parties and the insured vehicle is hold responsible for these death or disability, and this policy is compulsory when issuing a driving license
No claim bonus
A reward in form of discount on the premium to the policy holder if he\she doesn’t claim the insurance in the previous year.
is a person who has an insurance policy and pays for it ( Might be different than the insured or beneficiary)
money charged to the insured for the insurance coverage reflecting expectation of loss.
Risk subject to insurance
risk insured against in the insurance policy , like: theft , fire, death or car accidents.
maximum amount the insurance company will pay to the insured/beneficiary on the occurrence of loss events.
Thing subject to insurance
anyone or anything could be subject to the risk directly or indirectly. Like: The person himself in the life insurance and cars in the car insurance.
Covers medical expenses, trip cancellation, lost luggage and other losses incurred while traveling